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SAVING MONEY on employee benefits is a must in today's economy.  The cost of providing benefits is rising significantly, while employees consistently seek more and more from their benefits package.  Many employers struggle to balance employee needs with their own capabilities and bottom lines. 

Helping you meet these divergent objectives is our specialty.

For years, Benefit Specialists, Inc. has been providing insurance and employee benefits consulting services to the business community.  Built upon a tradition of integrity, industry leadership, and excellence, we are committed to delivering tailored benefit solutions with thoughtful strategic planning, valuable professional services, and technology-based solutions. 

Using advanced technology and consulting expertise, we provide a variety of value-added professional services to our clients.  These services reduce customer costs, increase efficiency, and improve employee satisfaction - bringing your employee benefits programs to new heights in quality and performance. 

Our value-added services to our clients include:

  • Free Employment Law Hotline.  Questions answered by practicing attorneys
  • Free Human Resources Hotline
  • Free Health Underwriting electronic enrollment system.
  • Free Human Resources seminars.
  • Free COBRA administration.
  • Free Employer HR Portal.
  • Free email newsletters and industry related articles informing you of any new trends in employee benefits programs.
  • Free Tyme Management e-newsletter.
  • Free Employment Law e-newsletter Updates.
  • Discounts on Section 125 Flexible Spending Accounts (FSA's) or Premium-only Plans (POP)


John Kessler (651) 423-0266


John is both the founder and President of Benefit Specialists, Inc.  He has been in the employee benefits field for over twenty five years as a carrier representative with Blue Cross Blue Shield of Minnesota and as a broker.  John grew up in Pine City, MN and graduated from St. John's University in Collegeville, MN, where he was the captain of the football team and played on a NCAA National Championship team.

John is currently a member of several local community and service organizations.  He is a member of the Minnesota and National Association of Health Underwriters, and has attained the professional designation of Registered Health Underwriter (RHU) and Registered Employee Benefits Consultant (REBC).  He is currently on the MAHU Board of Directors and a member of the MAHU Legislative Committee.  He is also a member of the Parish Council at the Church of St Joseph in Rosemount, MN. 

John is also a founding member of a group of Twin City brokers called the Professional Resouce Group (PRG).  PRG members represent twelve organizations that network and consult with each other to bring you excellent council on the evolving trends and solutions in our rapidly changing employee benefits market.  This group of brokers represents over 2000 employers with more than 250,000 members.  The annual employee benefits premium that PRG members service totals more than $750 million.

John is a husband and the father of two teenage children.  He spends his free time coaching football and basketball, plus he likes to golf, read and follow politics, especially healthcare related issues.  He looks forward to working with you, finding the best value in employee benefits or individual coverage. 



Minnesota Health Insurance